Free, confidential individual financial counseling for people age 18 or older who live or work in NYC. Counselors help with budgeting, credit, debt and banking. Appointments are available in person or by phone in multiple languages. The centers do not provide loans or grants.
Phone: 212-487-4583. Call the Office of Financial Empowerment call center to ask about counseling.
Official eligibility and appointment information · NYC311 financial counseling contact
Sources reviewed October 25, 2026.